MIddleton, Wisconsin is #1 - Bill and Cathy Helped!

17 July 2007 - Middleton, Wisconsin

It's people like Bill and Cathy that make Middleton, Wisconsin the Best Place to Live in America.

CNNMoney.com came out with their annual list of the best places this week and this modest suburb of Madison took first prize. Middleton is attracting the kind of people that want to live in a place with access. reasonable real estate prices, low crime, and a positive outlook. In the published interview, residents cited the tightknit community as to why this community rose to the top of an impressive heap.

A tightknit community? How do you get one of those? Well, let's get back to Bill and Cathy. These are the kind of people you want in your neighborhood. Bill coaches or assists in three community youth league sports. He's on committees and supports their games. He does business - their business, not his - locally with as many people as he can. He knows his neighbors, their kids, and can talk to them about jobs, family, and nothing at all very comfortably.

Bill and Cathy both volunteer at their son's school, providing support ranging from lunchroom work to field trip chaperones. Cathy is active in local committee and church groups. They vote, ride bikes, and help their neighbors shovel snow during the long Wisconsin winter. They are the good citizens of Middleton - They didn't move to the #1 community in America - they helped create it.

So why is this relevant to my blog and you? Bill is Bill Quigley, my business partner and friend. We maintain a small office in Middleton and Bill is the brains behind the problem-solving we do for our Robbins & Lloyd Mortgage clients. He's one of the nicest guys you'll ever meet and is the neighbor you've always wanted. And behind every great man...well that means Cathy is his equal in every way.


Congratulations to Bill and Cathy Quigley for living in America's best place - and congratulations to Middleton for finding them. They are a small part of a big deal, like the tiny jewels in a Rolex watch that make it so precise - and so very precious.

Art Blanchet

Your Home-Your Money

Shop Your Lender BEFORE You SIgn - 12 Easy Steps to Saving Your Credit and Identity

6 June 2007 - Madison, Wisconsin

Got a mortgage loan? Not sure it's the best deal? Think there's smoke and mirrors? You are not alone. But how do you scan the mortgage landscape without having your credit dinged to oblivion - or get lenders calling you the next two years (which is NOT an exaggeration!)?

Listen here as we relate a realife adventure of a client and friend as we explain how to compare-shop lenders and keep the credit unscathed. "Peter" followed these instructions (12 Steps) exactly and only gained, gained, gained.

Reality Radio at its useful best! We help when we can.

Art Blanchet

Bill Quigley

Your Home-Your Money.com

MORTGAGE GOLIATH STONED - We Interview Davey

26 April 2007 - Madison, Wisconsin

There is no shortage of press about the subprime market and the less savory products known as "option" ARMS and pick-a-payment loans. Many people felt they were duped or misled. Frankly, I had a hard time believing some of these people were victims - did they really believe that while the rest of America was paying 6 and 7 percent for their mortgages that they'd get a long term rate at 1.95%?!? It was tough for me to swallow and I even said so over the air on our weekly show more than once.

Then Bill and I came across this article in the online version of the Washington Post. As the couple was from Wisconsin, we wanted to interview them. They agreed. Here's a summary we later attached to the show/podcast:

http://www.washingtonpost.com/wp-dyn/content/article/2007/02/05/AR2007020501415_pf.html

This mortgage-gone-bad story is getting attention across the US as it applies to borrowers everywhere. According to an article in the Washington Post, Susan and Kevin Andrews of Cedarburg, Wisconsin refinanced their home in 2004 into what was explained - and reportedly documented - to be a 1.95% interest rate that was to be fixed for five years. It was not. The Andrews family decided to fight and eventually took the lender - Chevy Chase Bank - to court and WON, setting the table for a class action lawsuit by thousands of borrowers in the same boat. This is their story - and their caution - to the listeners of Your Home-Your Money as related in this intriguing live interview.

http://www.talkshoe.com/talkshoe/web/audioPop.jsp?episodeId=14889